Business Auto Insurance Local

Your business is thriving. You might be a contractor splurging on a top-of-the-line pickup. Perhaps your flower shop achieved its goal of an all-electric fleet of delivery vans. Maybe social media raves for your fusion tacos created enough demand for a second food truck.

However you use vehicles in your business, one thing is clear: You need commercial auto insurance. And Farmers® can help with coverage options that reduce risk and improve operations.

Because Farmers agents are also small business owners, they understand the unique challenges of commercial driving in today’s increasingly distracted world.

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Loss Control

A service that helps your business increase safety and efficiency measures.

Liability

Covers risks associated with injuries to customers all the way to wrongful termination.

Workers’ Compensation

Insurance that covers employees recovery period who have been injured on the job.

Umbrella

Additional liability coverage you might need.

Life

Insurance coverage that can attract and keep employees.

Property Insurance

Coverage for risks of the business building, property, and income.

Crime

Covers theft against money and security committed by employees or others.

Our Team

When you contact Urgo Agency, you have a local team ready to help. Mike, Lynn, and Kristin can each assist with your insurance questions and needs.

Mike Urgo | Agency Owner

A Rhode Island native and longtime Connecticut resident, Mike is the owner of Urgo Agency and believes insurance should be personal, straightforward, and focused on helping clients make good decisions. He works with individuals, families, and businesses to understand their needs and find the right coverage for them. Outside the office, Mike enjoys spending time with his wife, Jen, and their children, Michael and Abby.

Lynn Belanger | Senior Insurance Agent

Lynn is a Senior Insurance Agent and a trusted resource for Urgo Agency clients, helping with everything from quotes and coverage questions to everyday policy needs. She is fully licensed in Connecticut Property and Casualty Insurance and is always happy to help clients understand their options. Lynn and her husband, Dave, have two children, Jackson and Lacey.

Kristin Wenzloff | Senior Insurance Agent

Kristin is a Senior Insurance Agent and a key member of the Urgo Agency team, helping clients with quotes, coverage questions, policy needs, and whatever else comes up along the way. She knows our customers well and takes pride in providing friendly, responsive service. Kristin and her husband, Kyle, have four children, Aria, Summer, Savannah, and Killian.

Meet our Clients

Don't just listen to us; hear what a few of our customers had to say about their experience with Farmers.

Leave a Review ⭐

"Exceptional customer service. Called me back the next day with a quote. Staff and Mike Urgo are kind, professional and ask the right questions to help clients save money while still protecting your home and vehicle with excellent insurance coverage. Highly recommended."

Kara Crismale - ⭐⭐⭐⭐⭐

Attorney | Faulkner & Graves, PC

“Mike Urgo and the staff with Urgo Agency are amazing. Not only do they spend a lot of time giving back to our community, they are completely about educating us as consumers. He is honest (for example if the existing policy you have is good, he’ll tell you), educated in the insurance field and caring towards your family needs. Thank you for a great experience!”

Samantha LaCouture - ⭐⭐⭐⭐⭐

Owner | Shake It Up, LLC

"This has been the best insurance experience we have ever had. You call the office and you get an actual person who knows who you are and actually cares about your problem and helps you right away. No more long wait times and press 1 for service. I can not recommend them enough."

Gretchen Foley - ⭐⭐⭐⭐⭐

"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"

Carrie Roseman - ⭐⭐⭐⭐⭐

"Mike was unbelievable! He was extremely friendly, quick and very knowledgeable. He saved me $700 a year! I would highly recommend Mike Urgo for your insurance needs!"

Pete Hunt - ⭐⭐⭐⭐⭐

"Mike and his team are consummate professionals with an honest and consultative approach. Would highly recommend him for any of your insurance needs."