Motorcycle

Elite Package

Motorcycle insurance CT

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  • $2,500 safety apparel coverage
  • $5,000 optional equipment coverage at replacement cost
  • $2,000 personal effects coverage at replacement cost
  • Total loss settlement for five years based on the value of a new motorcycle
  • Enhanced rental coverage
  • Diminishing deductible
  • Diminishing waiver

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Every motorcycle policy from Farmers can include three types of coverage:

Liability coverage can help if you’re legally responsible for an accident that causes damage or injuries.

Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.

Other than collision coverage can help with a loss caused by something other than an accident — for instance theft, vandalism, hail or collisions with animals.

  • $2,500 safety apparel coverage
  • $5,000 optional equipment coverage at replacement cost
  • $2,000 personal effects coverage at replacement cost
  • Total loss settlement for five years based on the value of a new motorcycle
  • Enhanced rental coverage
  • Diminishing deductible
  • Diminishing waiver

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View More

Man riding motorcycle on highway

Saver Package

Motorcycle Saver Package
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Man sitting on motorcycle watching view from mountaintop

Plus Package

Motorcycle Plus Package
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Scooter

Low Speed

Package is designed for low-power motorcycles made for private roadways or neighborhoods.
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Vintage WW2 Motorcycle

Vintage

For motorcycles that are at minimum 25 years old, and kept in original condition.
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Custom Motorbike

Custom

Coverage for one-of-a-kind, custom bikes.
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ATV on dirt road

Street Legal ATV

Provides coverage for ATV’s that meet state requirements.
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Thank you for your interest; please feel free to submit a quote request. If you have a question, feel free to ask! Please get in touch with us using the form below or e-mail or call us with any questions you might have.We look forward to working with you.
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Our Team

When you contact Urgo Agency, you have a local team ready to help. Mike, Lynn, and Kristin can each assist with your insurance questions and needs.

Mike Urgo - Urgo Agency Owner
Mike Urgo | Agency Owner
A Rhode Island native and longtime Connecticut resident, Mike is the owner of Urgo Agency and believes insurance should be personal, straightforward, and focused on helping clients make good decisions. He works with individuals, families, and businesses to understand their needs and find the right coverage for them. Outside the office, Mike enjoys spending time with his wife, Jen, and their children, Michael and Abby.
Lynn Belanger | Senior Insurance Agent
Lynn is a Senior Insurance Agent and a trusted resource for Urgo Agency clients, helping with everything from quotes and coverage questions to everyday policy needs. She is fully licensed in Connecticut Property and Casualty Insurance and is always happy to help clients understand their options. Lynn and her husband, Dave, have two children, Jackson and Lacey.
Kristin Wenzloff | Senior Insurance Agent
Kristin is a Senior Insurance Agent and a key member of the Urgo Agency team, helping clients with quotes, coverage questions, policy needs, and whatever else comes up along the way. She knows our customers well and takes pride in providing friendly, responsive service. Kristin and her husband, Kyle, have four children, Aria, Summer, Savannah, and Killian.

Meet our Clients

Don't just listen to us; hear what a few of our customers had to say about their experience with Farmers.

Leave a Review ⭐

"Exceptional customer service.  Called me back the next day with a quote.  Staff and Mike Urgo are kind, professional and ask the right questions to help clients save money while still protecting your home and vehicle with excellent insurance coverage.  Highly recommended."

Kara Crismale - ⭐⭐⭐⭐⭐
Attorney | Faulkner & Graves, PC

“Mike Urgo and the staff with Urgo Agency are amazing. Not only do they spend a lot of time giving back to our community, they are completely about educating us as consumers. He is honest (for example if the existing policy you have is good, he’ll tell you), educated in the insurance field and caring towards your family needs.   Thank you for a great experience!”

Samantha LaCouture - ⭐⭐⭐⭐⭐
Owner | Shake It Up, LLC

"This has been the best insurance experience we have ever had. You call the office and you get an actual person who knows who you are and actually cares about your problem and helps you right away. No more long wait times and press 1 for service. I can not recommend them enough."

Gretchen Foley - ⭐⭐⭐⭐⭐

"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"

Carrie Roseman - ⭐⭐⭐⭐⭐

"Mike was unbelievable! He was extremely friendly, quick and very knowledgeable. He saved me $700 a year! I would highly recommend Mike Urgo for your insurance needs!"

Pete Hunt - ⭐⭐⭐⭐⭐

"Mike and his team are consummate professionals with an honest and consultative approach. Would highly recommend him for any of your insurance needs."

Jonathan Denson - ⭐⭐⭐⭐⭐

"Trustworthy agent who really cares about his business."

Yona Gregory - ⭐⭐⭐⭐⭐