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- $2,500 safety apparel coverage
- $5,000 optional equipment coverage at replacement cost
- $2,000 personal effects coverage at replacement cost
- Total loss settlement for five years based on the value of a new motorcycle
- Enhanced rental coverage
- Diminishing deductible
- Diminishing waiver
Every motorcycle policy from Farmers can include three types of coverage:
Liability coverage can help if you’re legally responsible for an accident that causes damage or injuries.
Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.
Other than collision coverage can help with a loss caused by something other than an accident — for instance theft, vandalism, hail or collisions with animals.
- $2,500 safety apparel coverage
- $5,000 optional equipment coverage at replacement cost
- $2,000 personal effects coverage at replacement cost
- Total loss settlement for five years based on the value of a new motorcycle
- Enhanced rental coverage
- Diminishing deductible
- Diminishing waiver
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"Exceptional customer service. Called me back the next day with a quote. Staff and Mike Urgo are kind, professional and ask the right questions to help clients save money while still protecting your home and vehicle with excellent insurance coverage. Highly recommended."
“Mike Urgo and the staff with Urgo Agency are amazing. Not only do they spend a lot of time giving back to our community, they are completely about educating us as consumers. He is honest (for example if the existing policy you have is good, he’ll tell you), educated in the insurance field and caring towards your family needs. Thank you for a great experience!”
"This has been the best insurance experience we have ever had. You call the office and you get an actual person who knows who you are and actually cares about your problem and helps you right away. No more long wait times and press 1 for service. I can not recommend them enough."
"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"
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"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"
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"Mike was unbelievable! He was extremely friendly, quick and very knowledgeable. He saved me $700 a year! I would highly recommend Mike Urgo for your insurance needs!"
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"Mike and his team are consummate professionals with an honest and consultative approach. Would highly recommend him for any of your insurance needs."
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"Trustworthy agent who really cares about his business."
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