Premier

CT best high value home insurance

Offers the highest limits and includes the Guaranteed Replacement Cost Coverage, as long as home meets certain requirements.

Each of these packages are highly flexible. Let Mike Urgo and his team help you decide which coverage is right for you, or how changing your policy will affect your current premium.

Each package is provided these additional features with no extra cost:

Declining Deductibles
Claims Free Discount – if you’ve been claim free for three or more years in a row, you will receive a discount.
Claim Forgiveness

Shopping for coverage or have questions about your current one? Your local Farmers agent is ready to help you today.

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Enhanced

Insurance meant for established homeowners.

Get a Free Quote

Thank you for your interest; please feel free to submit a quote request. If you have a question, feel free to ask! Please get in touch with us using the form below or e-mail or call us with any questions you might have.We look forward to working with you.

murgo@mikeurgo.com

860-415-6240

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Click the link below to schedule a meeting with one of our representatives.

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Our Team

Mike Urgo

A Rhode Island native and now a Connecticut resident, Mike Urgo is a highly qualified insurance agent with years of experience. He possesses a diverse background professionally and personally.

Lynn Belanger

Lynn is currently helping manage the operations of the office and is fully licensed in Connecticut Property and Casualty Insurance.

Kristin Wenzloff

Kristin Wenzloff is a 6-year veteran of Farmers Insurance. Kristin is very familiar with all of our central Connecticut customers and is happy to help all of our clientele at any time.

Meet our Clients

Don't just listen to us; hear what a few of our customers had to say about their experience with Farmers.

Leave a Review ⭐

"Exceptional customer service. Called me back the next day with a quote. Staff and Mike Urgo are kind, professional and ask the right questions to help clients save money while still protecting your home and vehicle with excellent insurance coverage. Highly recommended."

Kara Crismale - ⭐⭐⭐⭐⭐

Attorney | Faulkner & Graves, PC

“Mike Urgo and the staff with Urgo Agency are amazing. Not only do they spend a lot of time giving back to our community, they are completely about educating us as consumers. He is honest (for example if the existing policy you have is good, he’ll tell you), educated in the insurance field and caring towards your family needs. Thank you for a great experience!”

Samantha LaCouture - ⭐⭐⭐⭐⭐

Owner | Shake It Up, LLC

"This has been the best insurance experience we have ever had. You call the office and you get an actual person who knows who you are and actually cares about your problem and helps you right away. No more long wait times and press 1 for service. I can not recommend them enough."

Gretchen Foley - ⭐⭐⭐⭐⭐

"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"

Jessica Patterson-Kibbe - ⭐⭐⭐⭐⭐

Carrie Roseman - ⭐⭐⭐⭐⭐

"Mike was unbelievable! He was extremely friendly, quick and very knowledgeable. He saved me $700 a year! I would highly recommend Mike Urgo for your insurance needs!"

Pete Hunt - ⭐⭐⭐⭐⭐

"Mike and his team are consummate professionals with an honest and consultative approach. Would highly recommend him for any of your insurance needs."

Jonathan Denson - ⭐⭐⭐⭐⭐

"Trustworthy agent who really cares about his business."

Yona Gregory - ⭐⭐⭐⭐⭐